Credit Resource Library
- Cash Back Credit Cards
There's nothing better than free money! Companies offering cash back credit cards pay you a rebate consisting of a percentage of the amount you charged on their card each year. The more you use the card, the more cash you get back. This is a win-win situation: you get a little bonus, and the credit card company gets increased usage.
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- Fixed Rate Credit Cards
Very low, or even zero percent APRs, may be offered as incentives to new customers. These rates are usually good for three to six months. At that point, the APR will be raised substantially. The introductory rate will also expire if you should miss a payment or exceed your credit limit.
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- Search For Credit Cards
The search for the perfect credit card is often difficult and time-consuming. If you’re trying to establish your credit rating, or improve a less than ideal rating, many companies don’t want to take the risk of offering you credit. And when they do, it may come at an exorbitant interest rate.
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