Credit Resource Library
- Credit Cards For People With Bad Credit
Bad credit sometimes happens to good people. Perhaps you lost a job that seemed perfectly secure. Maybe you had astronomical medical expenses only partially covered by insurance, or not covered at all. There are many understandable reasons why responsible people might lose their good credit ratings.
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- Fixed Rate Credit Cards
Very low, or even zero percent APRs, may be offered as incentives to new customers. These rates are usually good for three to six months. At that point, the APR will be raised substantially. The introductory rate will also expire if you should miss a payment or exceed your credit limit.
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- Low Rate Credit Cards
Finding a credit card with a low interest rate can save you a significant amount of money if you carry a balance from month to month. Even if you are conscientious about paying your full balance each month, an emergency situation might arise in which you'd be unable to do that.
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